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John L Sprague Agency Blog

View the latest blog posts from John L Sprague Agency.

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Monday, January 16, 2023

Here’s how to Get Your First Life Insurance Policy

Maybe you’re a young person planning for the future? Or perhaps, you’ve started a family and want to protect them. In the event of your death, you want to leave behind a strong legacy to settle your affairs. Life insurance is often the way to go in these cases. READ MORE >>

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Wednesday, December 28, 2022

Life Insurance

A little preparation for the future now can make a big difference for your loved ones when you pass away. Life insurance allows you to provide for your family from beyond the grave and can even cover expenses related to your funeral. Read on to learn what life insurance covers and if it could be right for you. READ MORE >>

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Wednesday, November 9, 2022

COMMON AUTO INSURANCE MISTAKES

Did You Know? An error on your auto insurance application can lead to costly consequences. Providing inaccurate information on your application can lead to increased premiums, policy cancellations or limited financial assistance in the event of an accident.   READ MORE >>

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Wednesday, October 12, 2022

Can I Lower The Cost Of My Home Insurance?

The cost of your home insurance depends on several variables, including the location, cost and condition of your home. In the simplest terms, the more risk you take on, the higher your home insurance will be. But that risk may be more controllable than you think. READ MORE >>

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Monday, September 19, 2022

How General Liability Insurance Can Benefit Your Business

When you think of protecting your business, the first thing that comes to mind is probably the building, computer equipment and other physical assets that required a substantial investment. But liability risks are equally as important for you to consider. What is a liability risk? READ MORE >>

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Friday, August 12, 2022

Can Bundling Business Insurance Lower Your Costs?

You may know that with personal insurance, bundling is a key term. It is one insurance companies like to use to reference savings. The same can apply to business insurance. If you are hoping to reduce your risks and save money, bundling your coverage can do that. Here is how some companies reduce their costs through this method. READ MORE >>

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Tuesday, July 12, 2022

5 Ways to Lower Your Life Insurance Rate

Out of the individuals who do not own life insurance, many cite the cost as the reason. In fact, studies conducted show that people think life insurance costs about three times more than it actually does. That’s why it always pays to do your research, rather than rely on an assumption. READ MORE >>

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Friday, June 3, 2022

Renewing Your Car Insurance? Keep these Ideas in Mind

Most people have to renew their car insurance policy every year. When your enrollment period rolls around, this is a great time to examine your coverage. If your needs have changed, your policy might need changes as well. Cars are sensitive. They have changing values and uses. READ MORE >>

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Wednesday, May 11, 2022

Does Home Insurance Cover Pest Damage

You have holes in your drywall. There are areas where it seems something chewed its way into your home. Or, your home’s wiring is not working properly due to some type of animal. It’s frustrating when this happens. Will home insurance help cover the damage a pest like this can cause? READ MORE >>

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Wednesday, April 13, 2022

What Is a Certificate of Liability Insurance Form?

When seeking business insurance, business owners are often told how important it is to get liability coverage. This type of coverage protects your business in the event that a client, vendor or other third party holds the business responsible for harming them in some way. READ MORE >>

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