Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Information
Auto insurance is essential for car owners. Following an accident, auto insurance can limit the out-of-pocket costs you must pay for recovery expenses. Because accidents can occur at any time, it’s essential to have sufficient coverage.
What Does Auto Insurance Cover?
Depending on the policyholder, auto insurance often includes coverage options such as the following:
- Liability insurance helps cover claims arising from damage or injuries you cause to others if you are at fault in a wreck.
- Bodily injury liability helps cover others’ medical bills (and, in some cases, deaths).
- Property damage liability helps pay for damage to the other driver’s property, such as their car.
- Collision insurance helps cover damage to your vehicle after a wreck or collision with an object (e.g., a sign or fence).
- Comprehensive insurance helps pay for noncollision mishaps, such as weather damage.
- Uninsured/underinsured insurance helps protect you against loss if an accident is caused by someone else who doesn’t have adequate liability coverage.
Contact John L Sprague Insurance Agency to learn about potential coverage options to include in your auto insurance policy.
How Much Auto Insurance Should I Have?
Maryland requires all drivers to carry liability insurance for their cars. But state minimums are generally inadequate and won’t provide adequate coverage. Talk to an insurance agent to ensure you are protected financially.
Is Auto Insurance Expensive?
Auto insurance costs generally depend on factors such as your driving records and claims history. Because of this, auto insurance rates can vary significantly among policyholders. Contact the John L Sprague agents to learn about possible coverage rates.
If you are a car owner and live around La Plata, Maryland, the dedicated agents at John L Sprague Insurance Agency can assist you in learning about auto insurance to help you select the right policy for your car.
For additional information, contact our agency today at 301-934-6010 to request a quote.