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Collision Coverage

Bumper-to-Bumper Protection for Your Auto.

For most drivers, a car is more than just a means of transportation - it’s an investment. And if you’re involved in an accident, you’ll want to ensure that your investment is protected. With Collision Coverage from John L Sprague Agency, you can have damage to your car insured under your policy – whether the damage is a result of an accident with another vehicle or object.

How Much Collision Coverage is Needed?

Different drivers require different coverage options for their auto insurance policies. Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation. An insurance specialist from John L Sprague Agency can help you find an insurance option that best fits your budget.

In addition to protecting you and your car from collisions, we offer benefits that range from rewards and incentives to extended coverage. Our enhancements include: Vanishing Deductible®*, GAP Insurance*, and Accident Forgiveness for better assurance.

  • Vanishing Deductible rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
  • GAP Insurance is an optional coverage for newer cars that can be added to your collision insurance policy. It may pay the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
  • Accident Forgiveness ensures that your rates won’t increase because of a single accident.

Contact John L Sprague Agency today to see if you qualify for, or want to learn more about auto insurance enhancements that can help save you money.

*Vanishing Deductible is an optional feature. Annual credits subject to eligibility requirements. Details and availability vary by state. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Nationwide, the Nationwide N and eagle, Nationwide is on your side, and other marks displayed in this message are service marks of Nationwide Mutual Insurance Company or its affiliates, unless otherwise disclosed. © 2017 Nationwide.

*GAP Insurance is not available in all states.

Our Locations

*John L Sprague Agency

6529 Crain Hwy
La Plata, MD 20646
Main office: 301-918-5640
Fax: 240-523-8633

Dahglren, VA Office

17082 Dahlgren Road
Dahlgren, VA 22448
Main office: 540-663-2106
Fax: 540-663-2107

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