John L Sprague Agency Blog: homeowners
View the latest blog posts from John L Sprague Agency.
Wednesday, April 26, 2023Very few people can afford to pay for a new home in cash. That’s why most home buyers finance their home with a mortgage or other property loan. Once you take out a loan, it is your responsibility to repay it to the bank over the years. However, what happens if something happens to your home in the meantime? READ MORE >>
Wednesday, April 26, 2023In some cases, you may not want to remain with your current home insurance provider after a claim. You may even be tempted to cancel your policy while a claim is still open. While it is possible to do so, there are certain things you should keep in mind. Switching Insurance During or After a Claim Can Raise Your Rates READ MORE >>
Tuesday, December 21, 2021There is a good reason why homeowners insurance premiums can be higher for smokers. The odds of a house fire increase when an occupant is a smoker. Many of the materials in a modern home are highly flammable and a smoker frequently carries a hot ignition source on his person. READ MORE >>
Friday, July 16, 2021The feeling of sending in your final mortgage payment can be amazing. For many property owners, this is one of the largest payments they make each month. Now that you do not have this debt, you may feel it is okay to stop purchasing home insurance. However, this can be a very big risk. READ MORE >>
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