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Home > Blog > John L Sprague Agency Blog: owners
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John L Sprague Agency Blog: owners

View the latest blog posts from John L Sprague Agency.

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Tuesday, December 21, 2021

How Smokers Can Reduce the Risk of a Home Fire

There is a good reason why homeowners insurance premiums can be higher for smokers. The odds of a house fire increase when an occupant is a smoker. Many of the materials in a modern home are highly flammable and a smoker frequently carries a hot ignition source on his person. READ MORE >>

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Monday, November 1, 2021

Does a Business Owners Policy Cover Lawsuits?

Lawsuits and claims are common risks that all businesses face across industries and sizes. Unfortunately, small businesses don’t often have the financial cushion to take care of an expensive lawsuit. This is why many businesses purchase a business owners policy.  READ MORE >>

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Friday, July 16, 2021

You’ve Paid Off Your Home – Should Your Home Insurance Change?

The feeling of sending in your final mortgage payment can be amazing. For many property owners, this is one of the largest payments they make each month. Now that you do not have this debt, you may feel it is okay to stop purchasing home insurance. However, this can be a very big risk. READ MORE >>

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Wednesday, May 19, 2021

Insuring Your Small Business

Small businesses can range from a single business owner/employee all the way up to 100 employees. No matter the size, insurance is a necessary expense to offset the potential high costs associated with many covered events that lead to repairs, medical expenses, etc. READ MORE >>

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