Tuesday, April 16, 2024As the seasons change, many people begin to pull their boats out of winter storage. It is time to hit the water again. However, changing seasons always bring changes in the weather. During these times of warm-up, the chances of severe weather drastically increase. Your boat faces unique weather risks. READ MORE >>
Tuesday, March 19, 2024 As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require: READ MORE >>
Tuesday, February 27, 2024 This winter might bring snow and ice storms to our area. When spring arrives, threats like severe thunderstorms, hail and even tornadoes might beckon. Seasonal threats create a significant risk of property damage. If this happens to your business, the repair costs might mount. READ MORE >>
Wednesday, January 31, 2024Whether water has damaged a small area of your home or flooded it completely, the key to repair is immediate action. The longer that water has a chance to soak through porous materials, the greater the chance of mold and mildew developing, which can lead to serious health hazards. READ MORE >>
Friday, December 29, 2023 In the journey of life, uncertainties are inevitable, making it crucial to prepare for the unexpected. One way to safeguard your family's financial well-being is by investing in a comprehensive life insurance policy. John L. Sprague Agency understands the importance of securing your future, offering tailored solutions to meet the unique needs of individuals and families. READ MORE >>
Thursday, November 16, 2023It's gotten to the point in winter where you either go crazy from being cooped up indoors or you go out and embrace the weather. You might be headed to the slopes, strapping on some snowshoes, ice skating or just shoveling the driveway, but it's a good idea to keep some of these safety tips in mind to stay in good health. READ MORE >>
Friday, October 6, 2023Deciding to buy life insurance isn't difficult. Knowing how much coverage you need can be a bit more challenging, however. A helpful rule of thumb, which many people follow, is to buy eight to ten times your annual income in coverage. For a person earning $50,000 a year, this means they need a $500,000 to $600,000 policy. READ MORE >>
Monday, September 18, 2023Many apartment complexes offer safety features like community gates, security cameras and deadbolt locks in order to reduce the risk of theft. But with so many people coming and going, apartments may become an easy target for a lurking criminal. READ MORE >>
Tuesday, August 15, 2023When you purchase a home insurance policy, one of the many decisions you will make is over your home insurance deductible. An insurance deductible is how much you must pay out of pocket before receiving compensation for a home insurance claim. For example, say a bad storm sweeps in and causes $3,000 worth of damage to your home. READ MORE >>
Monday, July 17, 2023Just like road grime can eventually begin to damage your car, water grime—salt, algae etc.—can corrode and oxidize the outer surface, or gel coat, of your boat. The best way to prevent this damage is to fully detail your boat at the beginning and end of every boating season to get rid of all the gunk. READ MORE >>
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